Fund
Investing at the Intersection of Financial Services and Technology
Payments. Banking. AI-driven fintech.
Where We invests
Investment Thesis
The next generation of financial services will not be built by technology companies entering finance. It will be built by companies that deeply understand finance and use technology to redefine it.
One
Industry Expertise
Financial services is unlike any other industry. It operates on a foundation of trust, regulation, risk management, and complex infrastructure developed over decades. Technology creates new possibilities, but lasting transformation requires an understanding of the systems, behaviors, and constraints that make finance work.
Two
Founder Experience
Fintech Next invests in experienced founders who bring together deep financial expertise and technological innovation. We believe the strongest opportunities emerge when entrepreneurs identify fundamental challenges within financial services and apply breakthrough technologies, including AI, to create entirely new products, infrastructure, and business models.
Three
Partnership
Our focus spans AI-native financial services, payments, banking infrastructure, fraud and identity, digital assets, and integrated finance. We partners with founders who understand that building in financial services requires both the speed to innovate and the discipline to earn trust.
Core: Fintech AI Value Creation
Value creation, not technology hype
AI is moving beyond productivity tools and copilots into the operating core of financial services. We invest in Fintech companies using AI to fundamentally change how money moves, risk is managed, capital is allocated, and financial operations are run.
The opportunity is not simply to build better software. It is to rethink financial workflows around intelligence, creating businesses that can make better decisions, automate more of the operating stack, and scale with fundamentally better economics.
What we look for
Workflow transformation
AI applied to mission-critical financial workflows across payments, risk and fraud, asset management, and corporate treasury.
Economic leverage
AI that materially changes the cost and scalability of delivering financial products and services.
Compounding advantage
Companies where proprietary data, domain expertise, and real-world usage continuously improve the intelligence of the system.
Founder Guide
What we back, the stage and check size, and what founders get beyond the capital.
Pitch the Fund
Building something that fits the thesis? Please send it over and lets start the conversation.
Limited Partners
How the thesis is applied, where deal flow comes from, and how to start a conversation.
Who runs the fund
General Partner
Sheela Ursal
25+ years scaling products at Amazon, Western Union, and Netopia (bought by Google). LP in six funds. Bringing operator’s judgement to every deal.
Publication
Perspective
General Partners shares perspectives on the future of financial services and the trends shaping the Fintech ecosystem via popular bi-weekly Linkedin Newsletter. Click below.
What Founders Get
Beyond Capital
Founders who partner with Fintech Next Fund gain more than funding. They gain an experienced operator and strategic partner with 25+ years of experience building and scaling products at Amazon, Western Union, and Netopia.
Through Fintech Next Fund, founders gain access to:
- Strategic guidance from an operator’s perspective across product, payments, financial services, go-to-market strategy, and global expansion.
- Founder-only events and curated community access connecting them with other ambitious Fintech founders, industry leaders, and strategic partners.
- Investor and ecosystem connections through curated introductions, networking opportunities, and access to key Fintech conferences and industry gatherings.
- Office hours and ongoing advisory support focused on the challenges founders face as they scale, from product strategy to partnerships and market expansion.
- Industry expertise and market insight from deep experience across payments, banking, AI, fraud, and emerging financial technologies.
Fintech Next Fund is built to help founders navigate the complexities of building category-defining companies and accelerate their path from early innovation to global scale.